A Week In Washington, D.C., On A $55,000 Salary – Yahoo Finance

9December 2020

Welcome to Money Diaries where we are tackling the ever-present taboo that is cash. We're asking real people how they invest their hard-earned cash throughout a seven-day period– and we're tracking every last dollar.Today: a Junior Analyst who makes$55,000 per year and invests some of her money today on Gatorade.Occupation: Junior Analyst Industry: Government Relations Age: 24 Place: Washington, DC Salary: $55,000 Net Worth:$27,000(savings: $20,000+retirement:$
7,000)Debt:$0 Paycheck Amount(2x/month):$1,400 Pronouns: She/her Month-to-month Expenses Monthly Housing Costs:$1,000(for my half of lease in an apartment with my sibling)
:$150 (I pay this all because my sister
earns less than me)

HBOMax/Spotify/NYT Crossword:$32 Animal Insurance:$ 41 Mobile phone: covered by work Health Insurance: on my moms and dads
‘strategy Roth 401(k): $562 (taken out of income)Was there an expectation for you to attend higher education? Did you participate in any type of college? If yes, how did you pay for it?Yes. My moms and dads are both college graduates. My mother got her college degree in the U.S. but my dad got his in India, and when they
came here, he couldn't discover a job with

simply his Indian college degree, so he got a U.S. master's degree. It was practically needed that my sister and I would, at minimum, get a college education.Growing up
, what type of discussions did you have about cash? Did your parent/guardian (s)inform you about finances?We didn't speak about money a lot, so I was never extremely knowledgeable about our financial situation. I knew that my moms and dads saved maturing. As soon as my sister and I left your house, they started informing us more on financial resources. Now, I go to them initially for all of my concerns about retirement, education, down payments, etc.What was your first task and why did you get it?My very first task was when I was 14 at a tutoring center
. I got it for spending money but was so bad at it that it did not last long. I tried again later on at 17, working for a performing arts theatre, which exercised better. I was not anticipated to contribute financially to any family bills.=”elm: readmore; slk: Story continues” > Story continues Did you stress over cash growing up?I never ever worried I would not belong to live or food to consume. I did fret a little about getting things like a brand-new winter season coat if I outgrew the one I had.Do you stress over money now?I worry about money due to the fact that I handle stress and anxiety, however I do not rationally stress I believe. I have an excellent amount in emergency situation cost savings and a parental monetary security net.At what age did you end up being economically accountable for yourself and do you have a financial security net?I ended up being mainly economically responsible for myself at age 18. I went to college on a complete scholarship that covered tuition, housing, and charges, in addition to a stipend for all other expenses. Up until after college, however, my moms and dads did spend for things such as my cell phone expense. My parents also still offer me a financial safeguard, and I understand I have a place to
live with them if I need to or can borrow cash if needed as well.Do you or have you ever received passive or acquired income? If yes, please explain.No.Day One 6:30 a.m.– I awaken

at 6:30 am to stroll the pet, K. I need a flashlight since it's so dark and foggy, and I feel a bit like I'm in a horror motion picture.
I'm definitely going back to sleep after this prior to work starts.12 p.m.– Work's alright, however not extremely exciting, so I don't have much to say about it. Throughout my lunch break, I stumble upon a short article on the best motion pictures to enjoy at a New York City LGBTQ+film festival and you can watch them virtually. I'm uncertain if this is just a COVID-19 thing, but a virtual movie celebration sounds wonderful. I invest $100 on a pass, which provides me endless watching of the 100 +films up until the end of the celebration.The festival's currently started a while back, so I understand that I'll need to view … a lot in the next

few days to seem like I got my money's worth. No worries. I wasn't going anywhere. Oh yes, and for lunch, I have some tomato soup.$ 100 5 p.m.– Work ends and it's a Friday! While I was intending on simply having a look at some movie festival movies, a friend mentions she's going to an outside patio which sounds appealing, so I decide to join her. Required– we sit outside, the tables are expanded extensively, and we wear masks. We get nachos and fries, a couple of beers, surface with red wine, and talk a lot about the election, being brown, and general disappointments. I'm quite sure the guy sitting a table over is trying to be all ears on our conversation. It needs to be harder during COVID with the distance and the masks! She pays and venmo demands me.$ 50 11 p.m.– We walk to her place and I spend for an Uber home. K. is extremely pleased to see me and really charming about it, doing a little wriggly ecstatic dance thing. My sis, T., walks her in the evening and I

take the morning walk. $14.55 Daily Total:$164.55 Day Two 9 a.m.– It's a Saturday, so I absolutely fall back asleep after K.'s walk in the morning. I plan to early vote today, however, so I hop up and at it, shower, toss on some sweatpants, and head out. I stop by a CVS for some Gatorade ($2.49), due to the fact that my head is still type of pounding. I include$10 to my metro card to be able to go to the early voting website. $12.49 10 a.m.– Early voting was much faster than I believed! Because I'm in and out so quickly, I decide I can make the hour walk house instead of metroing back. It's lovely cool, crisp weather, and I play a tacky'my life is

a movie' playlist on Spotify as I walk house.12:00 p.m.– For lunch, I just have a bagel and cream cheese. I don't have a very amazing food life. I haven't yet discovered to cook and do not have a desire to(besides, I guess

, self-sufficiency), so I currently subsist on very-easy-to-make meals and occasional takeout.9:00 p.m.– My interesting Saturday strategies? I viewed four motion pictures from the film celebration, on my own, on the living room couch, while sipping on wine. They're all wonderful, and I've sobbed a couple of times. I've never been a film individual, however this might turn me into one. I warmed up some frozen lasagna for dinner.Daily Total:$ 12.49 Day Three 6:30 a.m.– After I stroll K., she runs

into T.'s room and under her blankets for heat and, I assume, snuggling. I do not actually wish to return to sleep yet, and the sun isn't up, so I grab a glass of wine and rest on my terrace to watch the daybreak. Yes, it's early for wine, but it made sense for the moment.7 p.m.– The day rushes previous with 3 more movies from the festival. I'm feeling really queer and lonely, however it's cathartic. Lunch was just more tomato soup, and my sibling encourages me we ought to purchase takeout for dinner. I offer to pay and get mushroom bruschetta while she orders herself a white pizza

. We divided a creamy feta dip. $42.24 Daily Total:$42.24 Day Four 6:30 a.m.– Why aren't we still fighting for a four-day workweek? In any case, Monday comes around, and I'm blue about it. After K.'s walk, I lace up my running shoes. I have never actually run previously, however I've been doing the C25K program with a friend, and today is the 28-minute run, which


me! I turn on the Reply All podcast for the run and return after half an hour sweaty, cold, and giddy at having actually finished it successfully. For breakfast, I simply have a glass of protein cold brew.12 p.m.– Work continues to slightly annoy me, and I have leftover bruschetta from the night prior to

and Diet Coke for lunch. The film festival ends tomorrow, so I likewise view some short movies during my lunch break.6 p.m.– There might be such a thing as excessive movie. I'm not in the state of mind to enjoy anything, which is good because it prompts me to remember that I have a book club tomorrow I haven't ended up reading for. I spend the remainder of the night reading. Yes, there's a glass of red wine

with me. For dinner, I

toast two

pieces of bread with slices of mozzarella cheese on top and after that include sliced tomatoes and pesto sauce.Daily Total:$0 Day Five 6:30 a.m.– Being outside prior to the sun rises every day is the best way to tell that winter is coming. I do this for you, K. I spend the day working.6 p.m.– Lunch was more frozen lasagna. For dinner, I select takeout again and buy inebriated noodles from the Thai restaurant down the street. I walk to pick it up to prevent shipment charges, although I do still pointer. As I consume, I keep in mind that I could utilize more veggies in my meals.$ 14.94 8 p.m.– I'm starting to realize

this may be a quite boring week. Is this what my life resembles throughout quarantine? Sorry, buddies. My book club fulfills practically at 8. It's an anti-racist club and today we talk about the very first couple of chapters of Cutting School: The Segrenomics of American Education by Noliwe Rooks as well as the first couple of episodes of the NYT podcast Nice White Parents. They match well together. The material is as frustrating as you would anticipate, however the discussion is excellent. We prepare to meet again in a couple of weeks to go over the next chapters/episodes. I contemplate seeing another movie due to the fact that the festival ends this evening, but my brain is fried, so I select bed instead.Daily Total:$14.94 Day Six 6:30 a.m.– After K.'s walk, I contemplate doing my C25K run in the morning. It's the last one of the program, wow. In the end, however, my motivation simply isn't there, and I decide to get a couple of more winks of sleep before work starts. When I get up again, I begin the day with a glass of protein cold brew.12 p.m.– I have remaining noodles for lunch, and I understand that Halloween is ideal around the corner. I do not understand what that may look like this year, however I ask T. what she is thinking. She discusses that her friend invited simply the 2 of us over to hang out with him and his roommate on their outdoor roof deck. I've been as soon as before and the views are gorgeous from their roofing system. I'm thrilled to see what it appears like in the fall however likewise feel remarkably privileged that this is an alternative for me.5 p.m.– Well, no pushing it back now. Thanks to a responsibility partner, I head out for my final C25K run. I'm back, huffing and puffing, 30 minutes later on. 30 minutes of running! I did that! I've been type of embarrassed about this since a lot of my pals are currently fairly fit people, so nobody however T. and my accountability partner really understands I'm doing this program. I call my mommy in excitement because I simply wish to talk about it.7 p.m.– The day hasn't been bad, however I'm feeling type of in a depression. For dinner, I have actually frozen broccoli with butter. I pour a glass of white wine and then

a few more. I hang out on my veranda with K. to get as much out of this weather as I can before it gets too cold.Daily Total:$0 Day Seven 6:30 a.m.– I've grown to take pleasure in these dark, eerie morning walks. I question how various it will be after Daylight Savings.12 p.m.– I have tomato soup for lunch. It's sunny outside, so K. and

I sit on the veranda to provide her a possibility to sunbathe, her favorite activity.6 p.m.– I get an abrupt bout of election anxiety. I invest a great deal of time hiding on Twitter nowadays and it's a constant influx of news. I check out a post on possible outcomes and get an abrupt, strong craving for comfort food. I choose Thai takeout once again and rope T. into it. We get drunken noodles and red curry and I pay.$31.87 Daily Total: $31.87 Money Diaries are implied to show a person's experience and do not always reflect Refinery29's perspective. Refinery29 in no way motivates prohibited activity or harmful behavior.The first step to getting your monetary life in order is tracking what you invest– to try on your own, check out our guide to handling your money every day.

For more money diaries, click here. Do you have a Money Diary you ‘d like to share? Submit it with us here. Have concerns about how to submit or our publishing procedure? Read our Money Diaries FAQ doc here or email us here.Like what you see? How about some more R29 goodness, right here?A Week In Brooklyn, NY, On A $65,000 Salary A Week In Chicago, IL, On A$

50,000 Salary A Week In San Francisco, CA, On A$ 108,000 Salary Source: finance.yahoo.com

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